Let me tell everyone reading right now that my personal experience with home loans has been a painstaking and confusing one. So many options, so many different lenders, so many people telling you different things, so many blood suckers trying to lock you in for 30 years. Boy are mortgage brokers and banks persistent.
Add to that you need to hire a lawyer also to take care of the legal stuff and it sounds like everyone is out to get you. But alas, we were recommended a great lawyer and she has looked after us very well.
We're going with Westpac for the homeloan. 1 gripe - they did not deliver the loan approval in the time that they promised. Oh yeah I forgot also, 2nd gripe, the also stuffed up the credit card application (I even got a letter saying my application was declined!) which caused more trouble later on in the story....
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